Cost of Living in Canada: A Guide for Pakistani Students in 2025

Cost of Living in Canada: A Guide for Pakistani Students in 2025

As Pakistani students consider studying in Canada, understanding the cost of living is essential for financial planning.

Canada offers quality education and multicultural experiences, but costs can vary widely based on location and lifestyle.

Below is a comprehensive breakdown of expenses to help you estimate a budget.

Living Expenses by City in 2025 for Pakistanis

Canadian cities vary significantly in terms of living costs, with metropolitan areas like Toronto and Vancouver ranking among the most expensive.

Meanwhile, Montreal, Ottawa, and Quebec City offer more affordable options, particularly for international students seeking to reduce expenses. Here’s a closer look:

• Vancouver and Toronto: High rent costs, especially in downtown areas. Average monthly expenses: CAD 1,200–1,800.
• Montreal and Ottawa: More affordable, with rents and food costs lower than in larger cities. Average monthly expenses: CAD 900–1,200.

Numbeo’s cost of living index provides up-to-date information for each city to help students plan effectively.

Watch our latest YouTube video

University of Gloucestershire | MRES & PHD Programs with Family | 7 Years UK Visa | UK 2025 Updates

Accommodation Costs in Canada in 2025

Rent is often the most significant part of a student’s budget. Many Canadian universities offer on-campus housing, which includes utilities and often meal plans.

However, off-campus housing is popular among students who prefer flexibility and potentially lower costs.

On-Campus Housing

• Cost: Ranges from CAD 500–1,000 per month.
• Advantages: Convenience, proximity to classes, and an all-inclusive arrangement.

Off-Campus Housing

• Cost: Varies from CAD 600–1,500 per month depending on the city and the type of apartment.
• Tips: Sharing apartments with other students or renting in suburban areas can help reduce rent expenses.

Canadian Real Estate Association offers insights into average rental costs by province and city, ideal for students exploring housing options.

Utilities and Internet in Canada in 2025

Utilities, including water, heating, electricity, and Internet, are usually included in on-campus housing fees.

However, if you’re renting off-campus, consider these additional costs.

• Monthly Utility Cost: CAD 150–200, depending on the season.
• Internet: Basic plans start at CAD 50 per month. Opt for student packages or shared plans to lower costs.

Food and Groceries in Canada 2025

Food expenses are manageable but vary based on dietary preferences and location.

Cooking at home is a budget-friendly option compared to dining out.

• Average Monthly Cost: CAD 200–300 for groceries.
• Meal Plan Options: Universities offer meal plans that range from CAD 3,000–5,000 per year.

Canada’s Food Price Report offers an annual analysis of food costs and can help students anticipate price changes.

Transportation Costs in Canada in 2025 for Pakistanis

Canadian cities have robust public transportation systems, which offer discounted student rates.

Students living near campuses may not require transportation daily, while those living off-campus will need regular transit passes.

• Public Transit Pass: CAD 80–120 per month (with discounts in cities like Toronto and Vancouver).
• Alternatives: Biking is cost-effective, and many cities are pedestrian-friendly.

For more information, students can refer to their university’s transportation office for local transit discounts or subsidies included in tuition.

Related Read

Cost of Living in Australia: A Guide for Pakistani Students and Immigrants in 2025

Leisure and Entertainment in Canada in 2025

Studying abroad includes opportunities to explore, but leisure activities can add up.

Managing entertainment expenses involves balancing outings with cost-saving activities.

• Dining Out: Budget CAD 15–25 per meal at an average restaurant.
• Movies and Events: Tickets range from CAD 10–20.
• Campus Activities: Many universities offer free or discounted events, sports facilities, and clubs, making it easy to enjoy social life affordably.

Academic Supplies and Other Essentials

Textbooks and supplies are often overlooked but necessary expenses. Some options can help minimize costs:

• Textbooks: CAD 200–500 per semester. Second-hand stores and rentals can help save.
• Stationery and Supplies: CAD 50–100 per semester, depending on program requirements.

Tips to Save:

• Check the university’s library for loaned textbooks.
• Explore online marketplaces like Kijiji or Facebook Marketplace for second-hand items.

FAQs

1. How much money should I budget monthly as a Pakistani student in Canada?

Depending on location and lifestyle, students should budget CAD 1,200–2,000 per month, covering accommodation, food, utilities, and transportation.

2. Can I work part-time to cover my expenses?

Yes, international students can work up to 20 hours per week during school terms and full-time during breaks. This can help supplement living expenses.

3. What’s the most affordable city for students in Canada?

Montreal is often regarded as the most affordable large city in Canada, with reasonable rent and public transportation costs, making it popular among students.

Conclusion

Studying in Canada offers Pakistani students both academic excellence and a high quality of life, but it’s essential to plan a realistic budget to manage living costs effectively.

For further information on budgeting, Edify to stay updated on financial tips for international students.